The Vacation Ownership Calculator

Finally a Quick and Easy Way to Compare the Cost of Vacation Ownership to Hotel Rentals

The Vacation Ownership Calculator is simple to use and was developed by a Duke MBA and CPA. It was specifically created for the vacationer. It gives an unbiased look at the comparisons between renting and owning a vacation.

"The Vacation Ownership Calculator is the most powerful weapon I've ever seen...You may be shocked at what you discover!" W. Allen NY

Like most people, you've probably heard that you'll spend more with vacation ownership than with renting a hotel. Wouldn't it be amazing if you could just enter a few numbers into a calculator and instantly compare the cost of the two?

I won't confuse you with the math but you use a concept called Present Value to do this calculation. The Present Value calculation takes future cash flow streams and discounts them so you can compare them as if you spent all the money today. Our Duke MBA and CPA tells me that this is the correct way to compare the two options.

By the time you finish reading this page, you'll not only be able to see the monetary difference, but you will also be able to distinguish the differences between renting and owning and how you can ultimately vacation for "FREE" by properly managing your vacation ownership unit.

How do I know if I Should Consider Learning More About Vacation Ownership?

The best way is to "run" the numbers...

Use the Vacation Ownership Calculator below to get your instant analysis.

• Start by entering the daily hotel room rate...You can use any amount. For our example we'll use 250.
• On the next line enter the room tax. In Massachusetts the room tax is 9.7%, so we'll enter 9.7.
• Next enter in the number of nights you'll be vacationing...let's use 6.
• Now enter the anticipated annual maintenance fee for the vacation unit...200 for a studio, 300 for a one bedroom unit or 400 for a 2 bedroom unit. We'll use 300 for this example
• Next, enter an inflation factor. This is usually between 4 to 5 percent. We'll enter 5 for this example.
• Next enter the number of years you plan to vacation...20, 30, 40 etc... We'll use 20
• Finally, click on the "calculate button" and...

instantly...the Equivalent Vacation Unit Cost of $16,768 appears. This means that if you bought a vacation unit for $16,768 your vacation cost would be equal to the $250/night room cost, plus taxes or $1,646 per week of vacationing at a hotel over those same twenty years.

Putting it quite Simply...Save over $10,000!

Here's another way to look at it. If you rent a hotel to take your vacations and spend $250 a night plus room taxes for 6 nights or $1,646 a week each year for the next 20 years...that's a grand total cash outlay of $32,910.

Compare this to vacation ownership where you invest now and you could wind up saving $10,142! Does it make sense?

Now enter your own figures, take into consideration the time of year you vacation, the size of the unit that you would feel most comfortable in, your location and the number of years you plan on vacationing.

Hopefully we'll all be able to vacation well beyond 20 years! Also, take into consideration that most beach front resorts and hotels charge close to $400 a night in their peak seasons, tax not included. One more thing, the lower the hotel rate you enter corresponds directly to maintenance fees. So the lower your hotel rate, the lower your maintenance fee figure should be, unless you're looking to upgrade your vacation to the next level. Then you should enter a hotel rate that you would feel comfortable paying.

Have Some Fun

Go ahead. Use the Vacation Ownership Calculator to see if you should look into vacation ownership...you just might be surprised to see how little vacationing time it takes at hotels, before vacation ownership starts to payoff big time.